It came through budgeting.
Yes, budgeting.
The Wake-Up Call
I began budgeting in June 2016. And while I didn’t realize it at the time, that decision would become one of the most spiritually and practically transformative choices I’ve ever made. In that season, I was working hard but often felt like I had nothing to show for it. I was praying for breakthrough but didn’t feel like I had any control over what was happening in my finances. I didn’t understand where my money was going, only that it was gone by the end of the month.
But Proverbs 27:23 says, “Be diligent to know the state of your flocks and attend to your herds.” I wasn’t being diligent. I wasn’t watching. I wasn’t stewarding. That conviction led me to do something simple: make a budget.
Budgeting as a Spiritual Discipline
As I began budgeting month by month, something unexpected happened. I began to see patterns in my spending, where money was leaking, where I was overdoing it, and where I could cut back. Budgeting helped me build discipline. It gave me a plan. It taught me how to live within my means and still enjoy my life.
I noticed that as I stuck with it, I was always ready to pay my bills. My rent was paid on time. My utilities were never overdue. I no longer had the anxiety of guessing whether I could make ends meet, I knew exactly where my money was going and what was coming in. I even began to save and give more generously.
Budgeting became more than a financial habit; it became a spiritual discipline. I started seeing every dollar as something I was accountable to God for. As Luke 14:28 reminds us, “For which of you, desiring to build a tower, does not first sit down and count the cost?” That’s what I was doing, counting the cost and building my life on purpose.
The Breakthrough Didn't Happen Overnight
And let me be honest: the breakthrough didn’t happen overnight.
But around the five-year mark, after faithfully budgeting for years, I began to notice a shift. Doors started opening up for me in my career. But here's the thing: I wasn't the one knocking. Opportunities started finding me. People were reaching out, wanting to hire me. Recruiters were calling. Collaborators were inviting me in.
It was a stark contrast to what I experienced after college, when I was struggling to find work and constantly told I lacked experience. Back then, I felt invisible. But now? I was prepared. I was available. And I was in position to receive what God was sending.
That’s the power of budgeting. It’s not just about the money; it’s about the mindset. It positions you to walk in the blessing instead of being overwhelmed by it. Luke 16:10 says, “Whoever is faithful in very little will also be faithful in much.” I believe God saw my consistency and stewardship and said, “Now she’s ready for more.”
Encouragement for You
I know it’s tempting to look for quick fixes and miracle moments, especially when you feel behind or overwhelmed. But don’t overlook the miracle in the math. Don’t underestimate the power of tracking your spending, setting a plan, and committing to it. Financial healing often begins with clarity, not cash.
Zechariah 4:10 says, “Do not despise these small beginnings, for the Lord rejoices to see the work begin.” If you’re just starting, know that God rejoices in your decision to steward your resources well. It’s not about perfection, it’s about consistency.
A Few Tips That Helped Me:
1. Start with what you have. Don’t wait for a raise. Budget what’s in your hand right now.
3. Make room for giving and saving. Even small amounts help build the habit.
4. Review your budget regularly. I check in weekly—like a financial devotion.
5. Pray over your finances. Ask God for wisdom, strategy, and stewardship grace.
Final Thoughts
Budgeting might not look like a miracle, but it unlocks the miracles that discipline, wisdom, and consistency create. It prepares you to receive what you’re asking for. It positions you to live in peace, not panic.
Have you experienced a shift in your finances through budgeting or stewardship? Share your testimony below, I’d love to encourage you on the journey.